Beacon Travel Medical
Beacon Travel Medical Insurance is the ideal solution for global travelers seeking peace of mind during their journeys. Designed for adventurers, professionals, and families alike, this plan provides comprehensive medical coverage for unforeseen incidents, ensuring you are never alone in a crisis. Whether you’re navigating the streets of Paris or exploring the Amazon rainforest, Beacon Travel Medical Insurance offers flexible and affordable protection. With benefits like emergency medical evacuation, coverage for sudden onset of pre-existing conditions, and COVID-19 treatment, it’s tailored to meet the needs of today’s travelers. Choose Beacon Travel Medical Insurance and focus on creating memories—not worrying about the unexpected. Act now to safeguard your trip!
Target Groups for Beacon Travel Medical Insurance
- Frequent Travelers
- Adventure Seekers
- Senior Citizens
- Families and Students Abroad
Beacon Travel Medical Insurance Overview
Beacon Travel Medical Insurance offers unparalleled coverage for travelers venturing abroad, addressing the unpredictable challenges that come with global exploration. This comprehensive plan is built to cover medical emergencies, unexpected travel interruptions, and other unforeseen circumstances that could disrupt your journey. With a range of maximum coverage limits from $60,000 to $2,000,000, Beacon Travel Medical Insurance ensures flexibility for every traveler’s needs and budget.
Key features include emergency medical evacuation, which provides transportation to the nearest appropriate medical facility, and coverage for sudden onset of pre-existing conditions, ensuring peace of mind for travelers with health concerns. The plan also offers treatment coverage for COVID-19-related emergencies, reflecting the evolving needs of today’s global travelers. For added value, Beacon Travel Medical Insurance includes benefits such as political evacuation, lost luggage reimbursement, and coverage for trip delays and interruptions.
Designed for convenience, the plan offers a range of deductibles, making it customizable to your budget. Travelers also benefit from access to a 24/7 multilingual assistance hotline, providing help anytime, anywhere. Whether you are on a short-term vacation, a long-term sabbatical, or a business trip, this insurance ensures that you are never far from help when you need it most. Beacon Travel Medical Insurance prioritizes your safety and security, allowing you to enjoy your trip without unnecessary stress. Start your journey with confidence and discover why Beacon is the trusted choice for travelers worldwide.
Beacon Rates
While international travel is fun and exciting, it is important not to ignore the real risks we may face. Imagine it is the middle of the night back home and you are severely injured in a fall overseas – will anyone pick up the phone at your local insurance company? If they do answer, will they be able to assist you with your emergency?
Maximum Limit (Insured Member’s Age) | $60,000 (Appr. Daily Cost) | $110,000 (Appr. Daily Cost) | $550,000 (Appr. Daily Cost) | $1,100,000 (Appr. Daily Cost) | $2,000,000 (Appr. Daily Cost) |
|---|---|---|---|---|---|
| 18-29 | $0.84 | $1.05 | $1.21 | $1.30 | $1.81 |
30-39 | $1.00 | $1.19 | $1.00 | $1.00 | $1.00 |
40-49 | $1.65 | $1.98 | $1.65 | $1.65 | $1.65 |
50-59 | $2.86 | $3.33 | $2.86 | $2.86 | $2.86 |
60-64 | $3.58 | $3.96 | $3.58 | $3.58 | $3.58 |
65-69 | $4.28 | $4.69 | $4.28 | $4.28 | $4.28 |
70-79* | $6.34 | N/A | N/A | N/A | N/A |
80+** | $11.85 | N/A | N/A | N/A | N/A |
Dep. Child | $0.77 | $0.93 | $1.10 | $1.21 | $1.38 |
Child Alone | $0.86 | $1.05 | $1.21 | $1.43 | $1.76 |
*$50,000 Maximum Limit **$12,000 Maximum Limit
Maximum Limit (Insured Member’s Age) | $60,000 (Appr. Daily Cost) | $110,000 (Appr. Daily Cost) | $550,000 (Appr. Daily Cost) | $1,100,000 (Appr. Daily Cost) | $2,000,000 (Appr. Daily Cost) |
|---|---|---|---|---|---|
18-29 | $0.84 | $1.05 | $1.21 | $1.30 | $1.81 |
30-39 | $1.00 | $1.19 | $1.00 | $1.00 | $1.00 |
40-49 | $1.65 | $1.98 | $1.65 | $1.65 | $1.65 |
50-59 | $2.86 | $3.33 | $2.86 | $2.86 | $2.86 |
60-64 | $3.58 | $3.96 | $3.58 | $3.58 | $3.58 |
65-69 | $4.28 | $4.69 | $4.28 | $4.28 | $4.28 |
70-79* | $6.34 | N/A | N/A | N/A | N/A |
80+** | $11.85 | N/A | N/A | N/A | N/A |
Dep. Child | $0.77 | $0.93 | $1.10 | $1.21 | $1.38 |
Child Alone | $0.86 | $1.05 | $1.21 | $1.43 | $1.76 |
*$50,000 Maximum Limit **$12,000 Maximum Limit
Key Benefits of Beacon Travel Medical Insurance
Beacon Travel Medical Insurance offers robust coverage for international travelers, ensuring safety, convenience, and flexibility wherever your journey takes you. Below is a breakdown of key benefits and their specifics
Requirement | Beacon Travel Coverage |
|---|---|
Emergency Medical Evacuation | Coverage up to the policy maximum for life-threatening injuries or illnesses. |
COVID-19 Coverage | Treatment coverage with a $100,000 maximum limit for COVID-19-related care. |
Pre-Existing Conditions | Up to $150,000 for sudden onset under qualifying policy limits. |
Lost Checked Luggage | Reimbursement of up to $500 per coverage period. |
Political Evacuation | Coverage of up to $100,000 for emergencies due to political unrest. |
Emergency Reunion | Up to $100,000 to bring a family member or friend to your bedside. |
*This is only a consolidated and summary description of some of the current Azimuth Risk Solutions benefits, conditions, limitation and exclusions. An Evidence of Insurance containing the terms, conditions and exclusions will be included in the fulfillment kit. Azimuth Risk Solutions reserves the right to issue the most current Evidence of Insurance for this plan in the event this application and/ or brochure has expired, is modified, or is replaced with a newer version. A complete copy of the Master Policy is available at all times upon request.
Eligibility and Administrative Details
Beacon Travel Medical Insurance is available for individuals of all ages. Specific limits apply for travelers aged 70 and above, ensuring tailored solutions for all demographics. Applicants must complete the application process truthfully and pay the required premium before coverage begins.
Effective Date and Coverage Period
Coverage begins the moment your application and payment are processed or on your requested start date. Policies are available for durations up to 364 days, with extensions possible.
When Benefits Begin
Benefits activate immediately upon the effective date of the policy and remain valid for the coverage period specified.
Evidence of Insurance
A detailed Evidence of Insurance (EOI) document is provided, outlining all benefits, terms, and conditions for easy reference.
Termination Date
Coverage ends at the policy’s expiration, upon return to your home country, or if eligibility requirements are no longer met.
Extension of Coverage
Policies can be extended up to a maximum of 728 days, subject to eligibility and payment of applicable fees.
Cancellation by Participating Member
Cancellations must be submitted in writing. Full refunds are available before the policy’s effective date; partial refunds are subject to a $25 cancellation fee and restrictions based on claim history.
Frequently Asked Questions
Our FAQs cover common inquiries regarding our insurance services, providing clear answers on insurance processes, fees, security measures, and customer support options to ensure a seamless experience for our users.
What does travel insurance cover?
It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.
Do I need travel insurance for international trips?
It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.
What types of travel insurance plans are available?
When should I buy travel insurance?
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