Global Mariner International Crew Medical Insurance
The Global Mariner plan is a premier international medical insurance solution specifically designed for captains and crew working aboard vessels worldwide. Offering comprehensive coverage, this plan ensures financial protection against unexpected medical expenses, both on and off the vessel. Underwritten by Lloyd’s of London, it provides unmatched security, flexibility, and peace of mind for maritime professionals.
Target Groups for Global Mariner
- Yacht captains and crew members.
- Maritime professionals working on vessels of all sizes.
- Crew members requiring worldwide or localized medical coverage.
- Employers seeking comprehensive medical insurance for their crew.
- Individuals engaging in adventurous activities while in port, with optional riders.
Global Mariner Overview
With worldwide coverage options, the Global Mariner plan is ideal for those who require seamless medical support regardless of their location. From emergency evacuations to everyday medical needs, the plan provides coverage that is primary to Protection and Indemnity (P&I) insurance, ensuring the crew is well-protected without additional complications.
- Comprehensive Coverage:
- The plan provides up to $1,000,000 in coverage limits, accommodating diverse medical needs such as inpatient and outpatient care, emergency medical evacuations, and prescription drug coverage. Coverage is available worldwide, including or excluding the U.S. and Canada, based on the plan selected.
- Primary to P&I Insurance:
- Unlike other policies, the Global Mariner plan serves as primary coverage for work-related injuries or illnesses, offering financial protection without overlapping with vessel-specific P&I policies.
- Customizable Options:
- Flexible deductibles ($500, $1,000, or $2,500) and optional riders such as Extreme Sports and Dental ensure the plan can be tailored to specific needs and budgets.
- Trusted Insurer:
- Underwritten by Lloyd’s of London, a globally renowned insurance provider, the Global Mariner plan guarantees the reliability of more than 325 years of claim-paying excellence.
- Additional Features:
- With direct payment to providers, no co-insurance outside the U.S., and access to the PHCS MultiPlan Network within the U.S., the plan simplifies the process of accessing and paying for medical care.
Key Benefits of Global Mariner
The Global Mariner International Crew Medical Insurance offer a wide array of benefits to ensure health, security, and flexibility for international travelers and residents. Below is a summary of key benefits and their specifics:
Requirement | Global Mariner Coverage |
|---|---|
Coverage Area | Worldwide (with or without the U.S. and Canada). |
Maximum Coverage | $500,000 or $1,000,000, depending on the plan. |
Deductibles | $500, $1,000, or $2,500 per coverage period. |
Emergency Medical Evacuation | Up to $250,000; $10,000 for participants aged 60 or older. |
Pre-existing Conditions | Coverage after 364 days of continuous enrollment, subject to sub-limits. |
Extreme Sports Rider | Up to $50,000 for eligible adventurous activities. |
Dental Rider | Optional benefit to manage dental expenses. |
Prescription Drugs | Usual, reasonable, and customary reimbursement (20% co-insurance in the U.S.). |
Return of Mortal Remains | Up to $25,000 for transportation of remains to the home country, not subject to deductibles. |
*This is only a consolidated and summary description of some of the current Azimuth Risk Solutions benefits, conditions, limitation and exclusions. An Evidence of Insurance containing the terms, conditions and exclusions will be included in the fulfillment kit. Azimuth Risk Solutions reserves the right to issue the most current Evidence of Insurance for this plan in the event this application and/ or brochure has expired, is modified, or is replaced with a newer version. A complete copy of the Master Policy is available at all times upon request.
Global Mariner Eligibility
This plan is available to captains, crew, and maritime professionals working aboard vessels. To qualify, applicants must actively serve on a vessel and meet the policy’s underwriting requirements. Coverage can extend to individuals seeking additional protection during non-work-related activities with optional riders.
Effective Date
The policy’s effective date begins on the later of:
- The date specified in the Certificate of Insurance.
- The date the application and premium payment are received.
When Benefits Begin
Benefits are payable starting from the effective date of coverage and continue throughout the coverage period.
Evidence of Insurance
Upon approval, insured members will receive a Certificate of Insurance that outlines their coverage, limits, exclusions, and benefits. This serves as proof of insurance and should be presented during medical visits or emergencies.
Frequently Asked Questions
Our FAQs cover common inquiries regarding our insurance services, providing clear answers on insurance processes, fees, security measures, and customer support options to ensure a seamless experience for our users.
Who is eligible for the Global Mariner plan?
Captains and crew actively working aboard vessels, as well as employers seeking crew coverage.
Are pre-existing conditions covered?
Pre-existing conditions are covered after 364 days of continuous enrollment, with sub-limits applied.
Does this plan cover adventurous activities?
Yes, adventurous activities are covered under the optional Extreme Sports Rider.
Can I use this plan outside the U.S.?
Yes, the plan offers worldwide coverage, with options to include or exclude the U.S. and Canada.
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