Meridian Essential & Enhanced
The Meridian Essential & Enhanced plans by Azimuth Risk Solutions set a new standard for international medical insurance. Designed for expatriates, global citizens, and international travelers, these plans provide robust, customizable coverage options to meet diverse healthcare needs. The Essential Plan is perfect for those seeking affordability without sacrificing quality, offering a wide range of benefits tailored for everyday medical needs. For those who demand top-tier protection, the Enhanced Plan delivers premier benefits, including higher coverage limits and access to premium healthcare services worldwide. With coverage options including emergency medical evacuation, wellness benefits, and a comprehensive network of providers, the Meridian Series ensures peace of mind for those living and traveling abroad. Choose the Meridian Essential or Enhanced plan to protect your health and financial future.
Target Groups for Meridian Essential & Enhanced
- Expatriates
- Global Citizens
- Retirees Abroad
- Adventure Enthusiasts
- Families Abroad
Meridian Essential & Enhanced Overview
The Meridian Essential & Enhanced plans offer comprehensive international health insurance solutions designed for individuals and families living or traveling outside their home countries. These plans provide robust coverage options tailored to meet a variety of healthcare needs, ensuring peace of mind for global citizens.
The Essential Plan offers a balance of affordability and essential benefits. With a maximum coverage limit of $5,000,000, it covers inpatient and outpatient care, emergency medical evacuation, and limited coverage for pre-existing conditions after a waiting period. It’s ideal for budget-conscious individuals seeking reliable coverage for their global healthcare needs.
The Enhanced Plan takes protection to the next level, offering premier benefits and higher sub-limits. It includes advanced wellness benefits, maternity care, and comprehensive pre-existing condition coverage after a shorter waiting period. This plan is designed for those who prioritize access to premium healthcare services worldwide.
Both plans feature flexible deductibles, a worldwide network of providers, and coverage options for emergency medical evacuation and return of mortal remains. Optional add-ons, such as the dental rider and extreme sports rider, allow customization to fit specific needs. Additionally, the Meridian Series includes access to a Preferred Provider Organization (PPO) network in the U.S., reducing out-of-pocket expenses and simplifying healthcare access.
With expedited underwriting and exceptional customer support, the Meridian Essential & Enhanced plans deliver seamless coverage solutions for expatriates, global travelers, and international professionals. Azimuth Risk Solutions ensures your health and wellbeing are protected wherever life takes you.
Key Benefits of Meridian Essential & Enhanced
The Meridian Essential & Enhanced plans offer a wide array of benefits to ensure health, security, and flexibility for international travelers and residents. Below is a summary of key benefits and their specifics:
Requirement | Meridian Essential & Enhanced Coverage |
|---|---|
Maximum Limit | Up to $5,000,000 coverage per policy period. |
Pre-Existing Condition Coverage | Essential: $50,000 max sub-limit after 728 days. Enhanced: Full coverage after 364 days. |
Emergency Medical Evacuation | Transportation to the nearest suitable facility for critical care. |
Wellness Benefits | Essential: Basic wellness after 180 days. Enhanced: Comprehensive benefits after 90 days. |
Maternity Coverage | Enhanced only: Up to $50,000 sub-limit for maternity care. |
Emergency Dental | Coverage up to $500 for accidents requiring dental care. |
Extreme Sports Rider | Optional $50,000 coverage for hazardous activities. |
*This is only a consolidated and summary description of some of the current Azimuth Risk Solutions benefits, conditions, limitation and exclusions. An Evidence of Insurance containing the terms, conditions and exclusions will be included in the fulfillment kit. Azimuth Risk Solutions reserves the right to issue the most current Evidence of Insurance for this plan in the event this application and/ or brochure has expired, is modified, or is replaced with a newer version. A complete copy of the Master Policy is available at all times upon request.
Meridian Essential & Enhanced Eligibility
Effective Date and Coverage Period
When Benefits Begin
Evidence of Insurance
Termination Date
Extension of Coverage
Cancellation by Participating Member
Frequently Asked Questions
Our FAQs cover common inquiries regarding our insurance services, providing clear answers on insurance processes, fees, security measures, and customer support options to ensure a seamless experience for our users.
What is the Meridian Series Essential Plan?
Who administers this insurance?
What is the maximum coverage limit?
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