Comprehensive Travel Medical Insurance for Schengen Visa Travelers

The Schengen Visa Agreement is one of the best ways to explore Europe without boundaries. It allows seamless travel between 26 participating countries within the Schengen Area, eliminating the need for separate visas for each nation. 

Insurance Coverage Abroad

Who Requires a Schengen Visa?

If you are a citizen of a Schengen country, the European Union (EU), the European Economic Area (EEA), Switzerland, or a country exempt from visa requirements, you can travel within the Schengen Area without needing a visa. 

 

Travelers from certain non-exempt countries, however, must obtain a Schengen visa before entering the area. Be sure to check the list of countries that require a Schengen visa to confirm your eligibility. 

Understanding the Schengen Visa

A standard Schengen visa permits travel for tourism or business purposes for up to 90 days within a 180-day period. 

 

If granted a multiple-entry visa, you may leave and re-enter the Schengen Area multiple times within the visa’s validity period, as long as your total stay does not exceed 90 days. 

Beacon-icon
Passport Requirements

Your passport must remain valid for at least 3 months after your intended departure date from the Schengen Area.

meridien-icon
Passport Stamps

Ensure your passport is stamped when entering the Schengen Area. Missing entry stamps can lead to issues when exiting.

meridien-clear-icon
Other Travel Purposes

For reasons other than tourism or business, you may need to apply for a different type of visa. Contact the embassy or consulate of the country you plan to visit for clarification.

Steps to Apply for a Schengen Visa

Here’s how to successfully apply for your Schengen visa:

Why Choose Beacon Insurance?

Beacon Insurance from Azimuth Risk Solutions is designed to provide reliable coverage for unexpected medical expenses during your travels in Europe. While visa-exempt travelers are not required to carry this insurance, it is strongly recommended as most domestic health plans may not cover you abroad.

Medical Emergency Coverage

Includes hospitalization, emergency transportation, and medical evacuation services.

Repatriation Coverage

Covers repatriation of remains, burial, and accidental death benefits.

Flexible Policy Duration

Coverage is available for up to 365 days for non-U.S. travelers outside the U.S. (renewable up to two times) and 364 days for other travelers.

High Coverage Limits

Exceeds the Schengen visa’s €30,000 requirement, with policies offering up to $2,000,000 in coverage.

Compliant Across the Schengen Area

Fully meets the insurance requirements for all participating countries.

How Beacon Insurance Meets Schengen Visa Requirements

This is a condensed description of the current Azimuth Risk Solutions Beacon Plan benefits.When you have received your individual, personalized plan documentation, those specificities will apply and supersede general details listed here.

Requirement

Beacon Schengen Coverage

Medical repatriation

Emergency evacuation to the nearest qualified facility, up to $1,000,000 lifetime max

Emergency medical expenses

Hospital stays, ambulance services, intensive care, and more

Coverage for death-related expenses

Repatriation of remains, burial costs, and accidental death benefits

Coverage duration matching intended travel period

Policies available for up to 365 days, renewable for eligible travelers

Minimum €30,000 coverage

Plans provide up to $2,000,000 for travelers under 65 and $100,000 for ages 65-79

Validity throughout the Schengen Area

Fully compliant with visa insurance regulations for all Schengen countries

Frequently Asked Questions

Our FAQs cover common inquiries regarding our insurance services, providing clear answers on insurance processes, fees, security measures, and customer support options to ensure a seamless experience for our users.

What does travel insurance cover?

It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.

It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.

It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.
It’s best to purchase travel insurance as soon as you book your trip. This way, you are covered for any potential issues, such as trip cancellation, that may arise before you even depart.

Unsure what you need?  Find out in seconds which insurance types are a perfect fit for your business

Get A Quote

Quickly receive a personalized travel insurance quote by providing a few trip details—start now!